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Legal information

This website is published by Societe Generale:
Societe Anonyme with a capital stock of [€1.007.625.077,50 as of March 31, 2015]
Paris Trade Register No. 552 120 222
APE No.: 651C
Registered Office: 29 Boulevard Haussmann 75009 Paris
VAT No: FR 27 552 120 222
Legal Representative: Mr Frédéric Oudéa, Chief Executive Officer
Publication Manager: Mr Jean Bourdoncle
Creation of the website: Mr Matthieu Brunhammer / Les Quatre Lunes Digitales
Contact : sgpb-communication.world@socgen.com

This website is governed by French law.

Professional regulations
Societe Generale is a French credit institution (bank) authorized by the Comité des établissements de crédit et des entreprises d’investisement (or Credit Institutions and Investment Companies Committee per its translation to the English language) (www.cecei.org, 31 rue Croix-des-petits-champs, 75001 PARIS) to act as an investment services bank, entitled to perform any banking activity or to provide any investment service except the operation of Multilateral Trading Facilities, under the provisions of the French Code Monétaire et Financier (Monetary and Financial Code per its translation to the English language) and the supervision of the Commission bancaire (idem, Banking Commission).

Contents of this website
Societe Generale, any other entity member of the Group Societe Generale and any third party contributor (the “Contributors”) shall make their best efforts to ensure that the information displayed on this website is accurate and up-todate; Societe Generale and the Contributors reserve their right to amend the content of this website at any time, without prior notice. However, they are not able to guarantee that the information herein is complete or that it will not be modified by a third party (for example in the event that this website was infected by, particularly but not limited to, any kind of malware, in spite of all the precautions taken by Societe Generale). Societe Generale and the contributors hereby disclaim any and all direct or indirect liability related to or caused by any delay, error or omission in the contents of this website, as well as from the use, the interruption or non-availability of this website. Therefore, Societe Generale and the contributors shall not be held liable for any indirect consequential loss or damage, including, but not limited to: (I) any damage or loss arising from any transaction carried out on the basis of the information herein; (II) any loss of profit, loss of business, or any other loss arising from an interruption to the service; or, (III) the increase of the fees or charges for accessing and processing the information. Further, Societe Generale and the contributors shall not be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to your technical environment, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein. Finally, Societe Generale and the contributors do not guarantee, nor shall they be held liable, under any circumstance, for the suitability, fitness for any particular purpose, sequence, accuracy, absence of errors, veracity, topicality, loyal and commercial nature, quality, soundness, non-infringement or availability of the information contained on this website.

You undertake to access and use the information contained on this website for your own personal and non-commercial use only.

Information about Financial Instruments
Any information contained in any financial instrument (i.e. equities, prices or shares of pooled funds, etc.) is provided on an “as is” basis and for guidance purposes only, even if said information has been drawn up from allegedly reliable sources. Except as otherwise explicitly provided, said information shall not constitute, or be construed as, an offer made by Societe Generale or the Contributors to purchase, sell, or subscribe any of such financial instruments, nor as an offer of financial services (particularly banking and insurance products), nor as a request of an offer to purchase or sell securities or any other investment product. Societe Generale and the contributors disclaim any and all liability for the use of any of such information and the consequences that may arise therefrom, particularly regarding to any decision or action taken on the basis of such information. Thus, you shall be solely liable for the use of the information and the results obtained therefrom. You assume the responsibility for verifying the integrity of any and all information that you receive via the internet or this website. Neither Societe Generale nor the contributors guarantee any commercial common practice, any current contracts, the market value or the fitness of the service or data to fulfill a specific purpose. You acknowledge that using and interpreting the information requires of an specific, in-depth knowledge of financial markets.

We draw your attention to the fact that past performances of financial instruments are not reliable indicators of future returns.

Should you whish to obtain any of the products or services displayed herein, please contact Société Générale to obtain information on the availability, contractual terms, conditions and prices.

"IN PARTICULAR, THE PRODUCTS AND SERVICES MENTIONED ON THIS WEBSITE WHICH RELATE TO "SECURITIES" AS SUCH IS DEFINED IN THE US SECURITIES ACT ARE  NOT DIRECTED NOR INTENDED FOR INVESTORS BEING "US PERSONS" WITHIN THE MEANING OF THE US SECURITIES ACT, WHO MAY ONLY RECEIVE A FINANCIAL SERVICE RELATING TO "SECURITIES" FROM AND/OR CARRY OUT ANY TRANSACTION IN "SECURITIES" THROUGH AN ENTITY AUTHORISED TO THIS PURPOSE IN THE UNITED STATES OF AMERICA."

Product subscription and Investment services provision
In accordance with its obligations under the Market in Financial Instruments Directive (MiFID), and depending on the type of financial instruments involved and your classification as agreed with Societe Generale, Societe Generale may be required to verify that the financial instruments are suitable or appropriate to your investment or hedging objectives, financial capacity, knowledge and experience. Without prejudice to the legal or regulatory obligations of Societe Generale, you are responsible, before entering into any transaction, for making your own appraisal of the financial instruments, its advantages and risks, notably the durability of the applicable tax treatment, without relying exclusively on the information which you were provided with, by consulting, if you deem it necessary, your own legal, tax, financial, accounting and other professional advisors in order to ensure that these financial instruments are suitable for your situation. Subject to compliance with the regulatory obligations referred to above, Societe Generale shall not be held responsible for any financial or other consequences that may arise from any transaction or investment relating to the financial instruments.

Access to the products and services displayed on this website may be restricted to certain persons or certain countries. Societe Generale shall not provide any of such products or services to any person whose national law or any other law
applicable to him/her forbids it. IN PARTICULAR, THE PRODUCTS AND SERVICES MENTIONED ON THIS WEBSITE WHICH RELATE TO “SECURITIES” AS SUCH IS DEFINED IN THE US SECURITIES ACT ARE NOT DIRECTED NOR INTENDED FOR INVESTORS BEING “US PERSONS” WITHIN THE MEANING OF THE US SECURITIES ACT, WHO MAY ONLY RECEIVE A FINANCIAL SERVICE RELATING TO “SECURITIES” FROM AND/OR CARRY OUT ANY TRANSACTION IN “SECURITIES” THROUGH AN ENTITY AUTHORISED TO THIS PURPOSE IN THE UNITED STATES OF AMERICA. You must verify that you are authorized to log on to this website under the laws of the country where the connection is based.

The on-line request of subscription of a product or service offered by Societe Generale requires of the acceptance of the latter and shall not be valid without it. Such subscription implies the subscriber’s acceptance to the applicable contractual conditions and fees, and its submission to French law.

Copyright
This entire website is governed by international legislation on copyright, trademark and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.). The contents displayed on this website are of the exclusive property of Société Générale Group and the Contributors, respectively. You also undertake not to use this content for illegal purposes and not to allow anyone to do so.

By way of exception, some of the content (text, images) is the property of their respective authors.

Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Hypertext links
Societe Generale shall not be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.

Societe Generale shall not be liable for the hypertext links towards this website; no one shall create any such a link without the Societe Generale’s prior and express authorization.

Privacy

  • Collection
    Societe Generale may as a result of your interaction with the website collect directly or indirectly nominative personal information about you, sometimes through the use of on-line or off-line forms. This information will be stored in and processed by Societe Generale and/or its named providers or consultants information systems. The providing of some
    personal data may be mandatory in order to process your requests. If so, mandatory fields will be marked with an asterisk or any equivalent.

  • Use
    The data collected are to be used mainly for the continuation of the banking relationship with the customer. These data can also be used to keep you informed advise them of events, actions or publications that might arouse your interest.
    Personal data, which may enable indirect identification, may also be collected and processed in order to better manage your connection and browsing (see below for information on Cookies).

  • Recipients
    Personal data collected can, as expressly agreed upon, be shared with legal entities of Societe Generale Group, as well asto its partners, brokers and insurers as well to its subcontractors to the extent necessary for the fulfillment of the agreement or for direct marketing purposes.
    These transfers can lead your data to be transferred abroad, notably to the companies and consultancy firms hired by the Societe Generale Group in France and in or outside of the European Union. Data may also be transferred to provide security of information networks and transfers, or to meet our legal obligations. Societe Generale shall take any reasonable
    measures to ensure the security and confidentiality of data and to prevent its access by unauthorised third parties.

  • Rights of access, modification and objection
    You are entitled to access your personal information and to have it amended, updated or deleted, where such information is incorrect, incomplete or outdated. You may also, on legitimate grounds, object to the processing of your personal information. Such objection may, however, prohibit the Societe Generale from providing the requested service. Anyone, without having to justify his/her decision, may refuse that any information pertaining to her/him is used, or communicated
    to, any third party for commercial purposes.
    You may exercise your right to access, rectify and object to the use of your personal information by contacting Societe Generale at the following address: Societe Generale Private Banking - Communications - Immeuble SGAM - 170, place Henri Régnault - 92043 Paris  la Défense Cedex – FRANCE or priv.communication@socgen.com

  • Cookies
    For your security, you banking website uses “cookies”. A cookie is a text file wich is stored by your browser which is used to authenticate you during your browsing on the website.

You can, however, forbid you browser to store “persistent cookies” by configuring your browser as follows:

For Microsoft Internet Explorer 7:
1. Choose Tools / Internet Options in the menu bar.
2. Click on the Security tab and then on the ‘advanced’ button.
3. In the cookies menu, choose the option that suits you best. You can opt for automatic management of cookies (default) or place a check in the box by "Override automatic cookie handling" and then select “Refuse” in “First party cookies”, and in “Third party cookies”. Finally select “Always allow session cookies” and press “OK”.

For Microsoft Internet Explorer 6.0:
1. Choose Tools / Internet Options in the menu bar.
2. Click on the Confidentiality tab and then on the ‘advanced’ button.
3. In the cookies menu, choose the option that suits you best. You can opt for automatic management of cookies (default) or place a check in the box by "Override automatic cookie handling" and then select “Refuse” in “First party cookies”, and in “Third party cookies”. Finally select “Always allow session cookies” and press “OK”.

For Firefox 2 and more:
1. Choose Tools / Options in the menu bar.
2. Select the Privacy category.
3. Then click on Cookies, select "Keep Cookies:" and choose "Until I close Firefox" and press “OK”.

For Safari:
1. Choose Preferences from the Safari menu and click Security
2. Click Always to accept and remember all cookies. Click "Only from sites you navigate to" to prevent storing cookies that come from websites other than those you open. Select this option to prevent advertisers on websites you visit from storing cookies on your computer. To see the cookies you have accepted, click Show Cookies. You can then remove cookies.

For Netscape 7.02:
1. Choose Edit / Preferences in the menu bar.
2. Select Confidentiality and Security.
3. Select Cookies and then click on “Accept cookies from the originating website only” and on “Accept for current session only”.

Required Plug-ins
- Plug'in Quicktime version 6 and above
- Plug'in Flash version 8 and above

Safety
This website is protected by one of the highest levels of technical security, and it is under permanent monitoring. The algorithms and mechanisms, used to protect your communications with the Societe Generale and the information that
pertains you, comply with the French regulations in effect.